“ATM”变局：“黄金ATM机”火了，银行ATM机却在减少

Core Viewpoint - The rise of "gold ATM machines" reflects a shift in consumer behavior and the growing trend of gold recycling amid increasing gold prices, contrasting with the decline of traditional bank ATMs in China [2][11]. Group 1: Gold ATM Machines - The "gold ATM machines" are intelligent gold recycling terminals that have gained popularity as gold prices rise, making gold recycling more convenient for consumers [2][6]. - These machines allow users to recycle gold in a manner similar to withdrawing cash from traditional ATMs, with features such as real-time detection and automated payment processes [10]. - As of May this year, the gold recycled through these machines increased by 407.44% compared to the same period last year, indicating a significant market demand [11]. Group 2: Decline of Traditional ATMs - The number of traditional bank ATMs in China has been decreasing, with a reported reduction of 42,800 machines from the previous year, totaling 802,700 ATMs by the end of 2024 [15][17]. - This decline in ATMs is attributed to changing consumer payment habits, with many individuals reporting a reduced frequency of ATM usage [14][13]. - Historical data shows that the number of bank ATMs has decreased by nearly 300,000 over the past five years, highlighting a significant shift in the banking landscape [16][17].