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长期主义的思考:投资宽基指数基金,到底能否获益?
天天基金网·2025-06-18 11:30

Core Viewpoint - The article emphasizes the investment value of broad-based index funds and ETFs, particularly in the context of the A-share market's recent fluctuations and the importance of long-term holding strategies [2][3][15]. Group 1: Market Volatility - Market volatility presents opportunities for rational investors to buy low and sell high, as assets may be undervalued during market downturns and overvalued during peaks [5][6]. - Investors can benefit from market fluctuations through two strategies: buying during undervaluation and holding long-term, or using a systematic investment approach to average costs [7][8]. Group 2: Economic Growth and Index Composition - Broad-based indices, such as the CSI A500, represent a basket of high-quality companies that are leaders in their respective industries, benefiting from ongoing economic growth [10][11]. - The self-updating mechanism of indices ensures that underperforming companies are replaced by emerging quality firms, allowing the index to remain relevant and aligned with economic growth [11]. Group 3: Dividend and Compounding Effects - Core broad-based indices typically include companies with stable earnings and cash flows that regularly distribute dividends, providing investors with indirect income [13]. - The reinvestment of dividends can significantly enhance overall returns through the power of compounding, creating a "snowball" effect over the long term [13]. Group 4: Long-term Investment Viability - Despite short-term volatility, the long-term upward trend of equity markets in a growing economy suggests that investing in broad-based index funds can be profitable [15]. - The article references Warren Buffett's perspective on the effectiveness of low-cost index funds as a preferred investment strategy for both individual and institutional investors [15].