【安全】“隔空读卡”？小心守护您的钱袋子

Core Viewpoint - The article highlights a new type of fraud where criminals exploit mobile NFC technology to remotely access and withdraw funds from victims' bank cards, leading to significant financial losses for the victims [1]. Fraud Cases - A case is presented where a victim, Ms. Zhou, received a call from someone claiming to be an airline customer service representative, accurately providing her personal information and offering a refund due to a flight cancellation [4]. - Ms. Zhou was persuaded to download a refund app through a link sent via SMS and was instructed to enable her phone's NFC function and place her bank card against the phone [5][6]. Prevention Tips - The article emphasizes the importance of skepticism towards unknown calls, especially those claiming reasons like flight cancellations or service expirations, and advises against downloading unfamiliar software [9]. - It introduces the "Four No" principles: do not trust unknown calls, do not install suspicious software, do not follow strangers' instructions to enable NFC, and do not perform remote operations as instructed by strangers [11]. Caution with NFC Usage - Users are advised to avoid using NFC with unknown devices and to be cautious of requests to place bank cards close to phones. It is recommended to disable NFC if not needed [13]. - The article suggests subscribing to bank notification services for account changes and immediately freezing cards if any unauthorized transactions are suspected [13].