Group 1 - The People's Bank of China announced that the Loan Prime Rate (LPR) for one year remains at 3.0% and for five years or more at 3.5%, unchanged from the previous month [1] - Following a 10 basis point decrease in May, the stability of the LPR in June aligns with market expectations [1] - The central bank's policy rate cut in May is expected to lead to a more significant reduction in loan rates for businesses and individuals, thereby lowering financing costs for the real economy [1] Group 2 - In May, the weighted average interest rate for newly issued corporate loans (in both domestic and foreign currencies) was approximately 3.2%, down about 50 basis points year-on-year [1] - The weighted average interest rate for newly issued personal housing loans was around 3.1%, which is 55 basis points lower than the same period last year [1] - Experts suggest that while there may still be room for LPR to decrease, market expectations regarding the pace and extent of future rate cuts should be moderated [1] Group 3 - The external environment remains uncertain, and domestic growth stabilization policies should not be relaxed [1] - There is a possibility that the central bank may continue to lower interest rates in the second half of the year, indicating potential further downward movement for the LPR [1]
刚刚!LPR公布!
天天基金网·2025-06-20 05:24