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Core Viewpoint - Recent adjustments in service fees by multiple banks have sparked widespread market attention, with changes affecting various services such as credit verification, annual fees for bank cards, ATM cross-bank withdrawals, and cross-border wealth management [1][9]. Summary by Relevant Sections Service Fee Adjustments - Uuhai Bank has announced service fees for credit verification and syndicate loan services starting June 13, with personal deposit verification costing 20 yuan per piece and unit credit verification costing 200 yuan per piece [1]. - Suzhou Bank will introduce a new service fee for its "Respect Card," with the white card costing 588 yuan per card per year, effective from September 10, 2025 [3][5]. - Lujiang Rural Commercial Bank will start charging a fee of 3.3 yuan per transaction for ATM cross-bank withdrawals from September 1, reversing its previous policy of waiving such fees [6]. - Bank of China will adjust several service fees related to credit card settlements starting June 10, 2025, including changes to cash withdrawal fees based on a percentage of the withdrawal amount [7]. Reasons for Fee Adjustments - Many banks cite the need to enhance service quality, strengthen risk management, and cover operational costs as reasons for the fee adjustments. The traditional interest income has narrowed, prompting banks to seek additional revenue through intermediary services [9]. - The first quarter performance report indicates that only Postal Savings Bank and Bank of China saw a year-on-year increase in net commission income, while other major banks experienced declines [9]. Consumer Impact and Market Reactions - The changes in service fees directly affect consumer interests, with many consumers considering fees as a significant factor when choosing banking services [11]. - Experts suggest that consumers can express their dissatisfaction with fees that lack substantial added value by switching banks [12]. - The adjustments also require banks to improve customer experience management and communication regarding the rationale behind the fees [13]. Future Considerations - There is speculation about potential future changes in service fees, such as SMS notification fees and account management fees, which consumers should monitor closely [14].