跨境支付通6月22日上线

Core Viewpoint - The launch of the cross-border payment system marks a significant innovation in cross-border payment services between mainland China and Hong Kong, enhancing efficiency and convenience for residents in both regions [1][2]. Group 1: Cross-Border Payment System Overview - The cross-border payment system connects the mainland's online payment interbank clearing system with Hong Kong's Fast Payment System, allowing for efficient and secure cross-border payment services [1]. - The system is set to officially launch on June 22, 2025, following nearly a year of collaborative efforts between the People's Bank of China and the Hong Kong Monetary Authority [1][2]. Group 2: Payment Experience and Economic Impact - The cross-border payment system offers a "second-level experience," enabling residents to make personal remittances and payments easily by simply entering the recipient's mobile number [2]. - It supports various scenarios such as salary payments, tuition fees, and medical expenses, thereby enhancing the integration of livelihoods between the two regions [2]. Group 3: Strategic Significance - The launch is seen as a crucial step in strengthening financial cooperation between mainland China and Hong Kong, reinforcing Hong Kong's status as an international financial center [3]. - The interconnection of financial infrastructure is likened to building a "highway" that deepens economic integration between the two regions [3]. Group 4: Achievements in Financial Cooperation - The cross-border payment system is part of a broader trend of successful financial cooperation initiatives, including Stock Connect, Bond Connect, and Cross-Border Wealth Management Connect, which have enhanced the linkage between mainland and Hong Kong capital markets [5]. - The People's Bank of China emphasizes that the system represents a milestone in deepening financial cooperation and reflects the central government's commitment to supporting Hong Kong's long-term prosperity and stability [5].