个人养老金投资收益部分需按3%纳税吗？人社部回应

Core Viewpoint - The article discusses the participation of workers in China's basic pension insurance and the implications of individual pension systems, including tax benefits and investment opportunities [1]. Group 1 - Workers participating in urban employee basic pension insurance or rural resident basic pension insurance can also join the individual pension system [1]. - Contributions to the individual pension system not only allow for personal income tax deductions but also enable the funds to be used for purchasing approved investment products [1]. - The Ministry of Human Resources and Social Security clarified that the investment income from individual pensions is subject to a 3% personal income tax upon withdrawal, without distinguishing between principal and investment gains [1].