促消费！央行、证监会等联合印发！

Core Viewpoint - The article discusses the "Guiding Opinions on Financial Support for Boosting and Expanding Consumption" issued by six Chinese government departments, aiming to enhance financial services in the consumption sector and stimulate economic growth through various measures [1][2]. Group 1: Overall Requirements - Financial support for boosting and expanding consumption is essential for serving the real economy and reflects the political and people-oriented nature of financial work [5]. - The strategy combines optimizing supply with expanding demand, increasing financial resources for consumption supply, and improving financial service levels for consumption demand [5][6]. Group 2: Enhancing Consumption Capacity - Strengthening macroeconomic foundations and stabilizing consumer expectations through supportive monetary and fiscal policies [7]. - Supporting employment and income growth to enhance consumer confidence, particularly for small and micro enterprises [7][8]. - Optimizing the insurance and pension systems to improve consumer willingness to spend [8]. Group 3: Expanding Financial Supply in Consumption - Encouraging financial institutions to enhance their service capabilities and provide tailored financial products for diverse consumer needs [9]. - Utilizing structural monetary policy tools to support key service consumption sectors, with a focus on loans for retail, hospitality, and entertainment [10]. - Promoting bond market financing for cultural, tourism, and educational sectors to enhance consumption credit supply [10][11]. Group 4: Supporting Key Consumption Areas - Encouraging financial institutions to provide multi-channel support for consumer goods, including trade-in services for old vehicles and appliances [12]. - Increasing credit support for service consumption sectors such as hospitality, retail, and elder care, with a focus on small and micro enterprises [13]. - Exploring financial support for new consumption models, including digital, green, and health-related consumption [14]. Group 5: Strengthening Financial Infrastructure - Supporting the construction of consumer infrastructure, including cultural and sports facilities, and optimizing financial products for these projects [15]. - Enhancing financial support for logistics and supply chain projects to reduce costs and improve efficiency in the consumption sector [16]. Group 6: Optimizing the Consumption Environment - Improving payment services to enhance consumer experience across various payment methods [17]. - Establishing a robust credit system in the consumption sector to facilitate access to financial services [18]. - Strengthening consumer rights protection mechanisms to ensure transparency and security in financial transactions [19]. Group 7: Organizational Support - Enhancing coordination among financial management departments and relevant authorities to effectively implement consumption support policies [20]. - Improving statistical monitoring and evaluation of financial support for consumption to ensure targeted and effective resource allocation [20].