官方回应：退休金无需缴纳个税

Core Viewpoint - The article clarifies that basic pensions received after retirement are exempt from individual income tax, while personal pensions have specific tax benefits and obligations [1] Group 1 - The Beijing Taxation Bureau's 12366 hotline confirms that basic pensions do not require individual income tax payments [1] - Personal pensions, which are government-supported and market-driven, have an annual contribution limit of 12,000 yuan and offer tax deductions during contributions [1] - Upon withdrawal, personal pensions are taxed at a minimum rate of 3% [1]