官方回应：退休金无需缴纳个税

Group 1 - The core viewpoint of the article emphasizes that basic pensions received after retirement are exempt from personal income tax, while personal pensions have tax benefits during contributions and withdrawals [1] - The article clarifies that receiving unemployment insurance does not reduce the balance in an individual's pension account, as these funds are accounted for separately [3][4] - It outlines the eligibility criteria for receiving unemployment insurance, including a minimum of one year of contributions and conditions under which benefits can be claimed [4][5] Group 2 - The article states that individuals can continue to pay into their basic pension while receiving unemployment benefits without affecting their eligibility for those benefits [6] - It highlights that claiming unemployment insurance does not impact future job prospects, as it is a legitimate right of workers [7] - There is no limit on the number of times an individual can claim unemployment insurance, as long as they meet the necessary conditions [8]