大华银行签约成为CIPS直接参与者，探索更加多元的跨境人民币业务

Core Viewpoint - The signing of the agreement by UOB and its subsidiary in China to become a direct participant in the Cross-border Interbank Payment System (CIPS) highlights the bank's commitment to enhancing cross-border RMB payment services and supporting the internationalization of the RMB [2][4]. Group 1: CIPS Participation and Services - UOB will leverage CIPS to provide "one-stop" cross-border RMB clearing, settlement, and payment services, enabling real-time clearing and full amount receipt for enterprises, thus effectively reducing payment and clearing costs [2][5]. - The direct connection to CIPS will significantly enhance UOB's ability to serve regional and global clients in cross-border RMB transactions, aligning with the bank's long-term development strategy in trade finance [4][6]. Group 2: Market Position and Strategy - Singapore is a major offshore RMB center, and UOB aims to utilize its strategic position to act as a financial intermediary between China and ASEAN, meeting the demand for RMB usage in cross-border trade and investment [4][6]. - UOB's goal is to become the preferred cross-border trade bank in the ASEAN region, with the real-time and convenient cross-border RMB clearing being a necessary condition to achieve this strategic objective [5][6]. Group 3: Efficiency and Innovation - The CIPS direct connection allows for near real-time clearing, which is crucial for high-frequency trading scenarios, thus meeting the increasing demands for timeliness and convenience in financial services [7][8]. - UOB has introduced innovative solutions such as the "China-ASEAN Cross-border Two-way Cash Pool" and "Trade Express" to address multi-level needs in international settlement and overseas financing [8].