杭州、深圳、广州等近30城！允许用“它”作购房首付款！

Core Viewpoint - The article discusses the ongoing optimization and adjustment of housing provident fund policies across various cities in China, aimed at easing the financial burden of homebuyers by allowing the use of provident funds for down payments on new homes [1][2]. Group 1: Policy Adjustments - Approximately 30 cities, including Shenzhen and Xi'an, have supported the withdrawal of housing provident funds for down payments this year [1]. - Guangdong Province's recent plan emphasizes the implementation of cross-regional provident fund loans and the reasonable increase of loan limits to support homebuyers [1]. - Guangzhou has become the first tier-one city to allow the withdrawal of provident funds for down payments on new homes, effective from August 1, 2024 [1]. Group 2: Specific City Initiatives - Hangzhou has introduced a direct payment service for down payments using housing provident funds, with online processing available for new homes [2]. - Xi'an has announced measures to enhance housing provident fund support, allowing employees to withdraw funds for down payments on new homes [2]. - The Shanghai E-House Research Institute indicates that the policy of using provident funds for down payments is being promoted nationwide, which is crucial for boosting housing consumption [2]. Group 3: Implementation Variability - There are differences in the implementation details of the new provident fund policies across cities, with some only allowing funds for new homes while others include second-hand homes [2]. - It is recommended for individuals to check the latest details on their respective city provident fund websites for accurate operational guidelines [2].