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今起,数字人民币“碰一碰”过闸扩至上海地铁全线
第一财经·2025-06-28 12:28

Core Viewpoint - The expansion of the digital RMB "tap and go" trial to the entire Shanghai metro network enhances payment convenience and supports the influx of international travelers, thereby improving the overall public transport service foundation in Shanghai [1][2]. Group 1: Digital RMB Implementation - The digital RMB "tap and go" feature is now available across all lines of the Shanghai metro, allowing passengers to use various forms of digital RMB hard wallets for quick access [1]. - This feature supports cross-institution interoperability, enabling users to utilize digital RMB wallets from any operating institution to access the metro [1]. - International visitors can quickly apply for and recharge digital RMB hard wallets at self-service terminals located in ports, airports, high-speed rail stations, and hotels, ensuring privacy protection as it is not linked to the user's identity [1]. Group 2: Impact on Public Transport - Shanghai's metro network spans 896 kilometers with 21 lines and 517 stations, handling over 77% of the city's public transport volume daily [1]. - The new payment functionality is expected to significantly facilitate transportation for international travelers, allowing for smoother and more efficient access to various cultural and commercial destinations in the city [1]. - The implementation of digital RMB in public transport is part of a broader strategy to enhance the urban business environment and attract international tourists, thereby invigorating the city's economy [1][2]. Group 3: Future Developments - The People's Bank of China will continue to guide operating institutions in developing diverse digital RMB products and services to meet public needs [2]. - The digital RMB hard wallet is gaining popularity among international tourists, as well as among elderly and student demographics, due to its low usage threshold and wide applicability [2]. - The "tap and go" feature has already been implemented in various cities, including Qingdao, Suzhou, Shenzhen, Hainan, and Beijing, indicating a growing trend in public transport payment solutions [2].