数字人民币新消息，“碰一碰”试点扩容！

Core Viewpoint - The expansion of the digital RMB "tap and go" trial to the entire Shanghai metro network enhances convenience for passengers and supports the city's efforts to attract international visitors and improve the business environment [1][6]. Group 1: Digital RMB Implementation - On June 28, the digital RMB "tap and go" trial was expanded to all lines of the Shanghai metro, allowing passengers to use various forms of digital RMB wallets for quick access [1]. - The initial trial began on June 14, where the Shanghai metro collaborated with several financial institutions to test card and digital RMB wallet usage on the Maglev line [2][9]. - The trial supports cross-institution interoperability, enabling passengers to use digital RMB wallets from any participating institution [4]. Group 2: Benefits for International Visitors - Foreign visitors can quickly apply for and recharge digital RMB wallets at self-service terminals in airports, train stations, and hotels, ensuring privacy as these wallets are not linked to personal identities [5]. - The Shanghai metro network spans 896 kilometers with 21 lines and 517 stations, handling over 77% of the city's public transport volume daily, making the new payment feature particularly beneficial for incoming travelers [6]. Group 3: Broader Adoption and Trends - The digital RMB hard wallet is gaining popularity among foreign tourists, as well as elderly and student demographics, due to its low entry barriers and diverse application scenarios [7]. - Other cities, such as Qingdao, Suzhou, and Hainan, have also implemented digital RMB wallet acceptance in public transportation [8]. - Various local governments, including those in Shanghai, Zhejiang, and Shandong, are actively promoting the expansion of digital RMB applications and technological innovations [12]. Group 4: Challenges and Future Outlook - Despite the progress, challenges remain in user habit formation and cross-border interoperability for digital RMB [13].