刷屏！这家“小而美”机构，董事长辞任，总经理接棒

Core Viewpoint - The unexpected resignation of Yang Fan, the chairman of Xinmei Life Mutual Insurance Society, has raised concerns in the insurance industry, as he has been a key figure in the company for the past decade [2][5][7]. Company Overview - Xinmei Life is the only mutual life insurance institution in China, with notable investors including Ant Group. It has gained attention since its inception due to its unique structure and approach [2][14]. - The company was established on May 11, 2017, and has a registered capital of 1 billion yuan, which has increased to 1.501 billion yuan after two rounds of capital increase [12][13]. Leadership Transition - Following Yang Fan's resignation, Hu Han, the vice chairman and general manager, will take over as chairman, ensuring a smooth transition [3][9]. - Hu Han has a strong background in finance and has been a significant contributor to Xinmei's business achievements [9][10]. Performance and Strategy - Xinmei Life has achieved cumulative profitability, with a net profit of 66.72 million yuan in 2024, surpassing 100 million yuan in total profits since its establishment [16]. - The company has maintained a relatively stable employee count of around 200, focusing on efficiency and a digital strategy [15]. - In terms of premium income, there was a fluctuation with 9 billion yuan in 2023 and a decrease to approximately 7 billion yuan in 2024 [17]. Financial Health - As of December 31, 2024, Xinmei Life had 104,507 members, net assets of 2.47 billion yuan, and total assets of 53.9 billion yuan. Its solvency ratios are well above regulatory requirements [18].