存款利率新低，你还存钱吗？ | 小调研

Core Insights - The article highlights the collective decision of six major state-owned banks to lower interest rates, marking the first time that one-year fixed deposits have fallen below 1% [1] Group 1 - The low interest rate environment has led some individuals to continue keeping their money in banks for security, while others are seeking higher-yielding "deposit alternatives" [1] - A survey titled "2025 Young People's Savings Survey" is being conducted to gather insights on young people's saving habits and thoughts on saving money [1]