Core Viewpoint - The annual housing provident fund interest settlement has attracted significant public attention, with many individuals sharing their interest earnings on social media, highlighting the competitive rates compared to traditional bank savings [2][4][7]. Summary by Sections Interest Settlement Announcement - The housing provident fund interest settlement occurred on July 1, leading to a surge in discussions on social media platforms, particularly Weibo, where users shared their annual interest statements [2][7]. Interest Rates and Comparisons - Despite a general decline in bank deposit interest rates, the housing provident fund continues to offer interest at a rate of 1.5%, which is based on the People's Bank of China's one-year fixed deposit benchmark rate. This has resulted in higher returns for many contributors compared to traditional bank savings [7][13]. Operational Notifications - Various housing provident fund centers issued notifications regarding the operational arrangements during the interest settlement period, including service suspensions and resumption times for online services [12]. Annual Settlement Data - The annual interest settlement for the housing provident fund was successfully completed in multiple regions, with Tenyi's housing provident fund center reporting a total interest of 367 million yuan distributed among 30.61 million contributors, marking a year-on-year increase of 5.8% [13][14]. Overall Fund Performance - According to the 2024 National Housing Provident Fund Annual Report, the total contributions to the housing provident fund reached 36,317.83 billion yuan, reflecting a growth of 4.67% year-on-year. The cumulative total contributions amounted to 327,941.35 billion yuan, with a balance of 109,252.79 billion yuan, showing an 8.61% increase [14].
沸腾!公积金大消息,热搜第一!
中国基金报·2025-07-01 06:31