帮家人管基金，年化收益近10%

Core Insights - The article discusses the practical experience of managing a fund account, highlighting the importance of asset allocation and investment strategies to achieve significant returns over time [1][3]. Summary by Sections Investment Performance - The total asset value as of June 30 is 608,380.54 yuan, with a cumulative profit of 584,879.74 yuan and a current holding profit of 45,484.71 yuan, indicating that most profitable funds have been sold off for reallocation [3][4]. - The account has achieved an annualized return of approximately 9.18% since 2018, surpassing inflation, with an expected increase to around 15% if calculated based on average cost [3][4]. Asset Composition - The asset structure is clearly defined, with over 25% allocated to a consulting team that automatically adjusts positions and executes rebalancing strategies, saving time on individual stock and fund research [4]. - Index funds (such as Nasdaq and S&P 500) and tool-based products (like gold ETFs) are used as satellite investments for clear asset supplementation [4]. - 26.6% of assets are allocated to experimenting with new strategies, which helps control overall risk while reducing the frequency of daily operations, emphasizing the importance of stability over excessive returns [4].