这家银行，撤回上市申请！已排队六年

Core Viewpoint - Shunde Rural Commercial Bank has withdrawn its IPO application due to strategic planning adjustments, with plans to potentially restart based on market conditions in the future [2][4]. Group 1: IPO Withdrawal Details - The bank's IPO application was officially terminated by the Shenzhen Stock Exchange on July 4, following the submission of withdrawal documents by the bank and its sponsor [1][4]. - This withdrawal is part of a broader trend, as six small and medium-sized banks have withdrawn their IPO applications since the shift to the registration system in March 2023, leaving only five banks still in the queue [2][9]. - Shunde Rural Commercial Bank had been in the IPO process since 2017, with its application receiving approval from the Guangdong Banking and Insurance Regulatory Commission in May 2019 [3][4]. Group 2: Financial and Structural Background - As of the end of last year, Shunde Rural Commercial Bank had total assets exceeding 480 billion yuan, making it the largest county-level legal financial institution in China and the 11th largest rural commercial bank in the country [6]. - The bank's shareholding structure includes significant local private enterprises, with the largest shareholder being Midea Group, holding approximately 9.77% of the shares [5][6]. - The bank has transitioned out of the provincial association system, with management rights transferred to local governments, contributing to a "1+7" market system in Guangdong [7]. Group 3: Market Context and Trends - The trend of banks voluntarily withdrawing their IPO applications has become more common, influenced by regulatory environments, market logic, and internal operational factors [8]. - In 2024, three smaller banks also withdrew their IPO applications, indicating a shift in focus towards internal management and strategic planning rather than immediate public offerings [8].