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Core Viewpoint - The People's Bank of China has revised the "Rules for the Renminbi Cross-Border Payment System (CIPS)" to better accommodate the development needs of CIPS and its participants, ensuring effective management and operational efficiency [3][4]. Summary by Sections Background and Necessity of Revision - The revision is necessary to better meet the expansion and management requirements of CIPS participants, as the existing rules have become inadequate due to the growth of CIPS business and participant scale [3]. - The updated rules aim to enhance participant management mechanisms and improve the overall management level of CIPS participants [3]. Main Content of the Revision - The "Draft Rules for the Renminbi Cross-Border Payment System" consists of six chapters and thirty-one articles [5]. General Principles - The general principles clarify the basis for formulation, applicable subjects, and business scope [6]. Account Management - The rules standardize the opening of accounts for participants and operating institutions, the ownership of settlement funds, and liquidity management for participants [7]. Business Processing - The rules specify the types of business for participants and regulate actions such as message permission applications, system logins, business type entries, and inquiries [8]. Settlement Mechanism - The settlement mechanism is defined, including queue management, business cancellation and return, participant accounting, and reconciliation [9]. Risk Management and Emergency Response - CIPS operating institutions and participants are required to establish emergency response mechanisms, abnormal operation alerts, and backup systems, ensuring timely fault handling [10]. Supplementary Provisions - CIPS operating institutions must develop operational guidelines, sign agreements with participants, and establish and publish message standards, along with clarifying interpretation rights and implementation dates [11].