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Group 1 - The core viewpoint of the article is the revision of the "Rules for the Renminbi Cross-Border Payment System (CIPS)" to better accommodate the development needs of CIPS and its participants [2][3] - The revision is necessary to enhance the management mechanism for CIPS participants and to meet the expanding requirements of CIPS business [2][3] - The updated rules aim to ensure the forward-looking and scientific nature of regulatory documents, adapting to the ongoing development and functional upgrades of CIPS [2][3] Group 2 - The revised "Rules for CIPS (Draft for Comments)" consists of six chapters and thirty-one articles [3] - The general provisions clarify the basis for formulation, applicable objects, and business scope [4] - The account management section standardizes the opening of accounts for participants and operating institutions, as well as liquidity management [4] - The business processing section specifies the types of business for participants and regulates actions such as message permission applications and system logins [5] - The settlement mechanism section defines the settlement processes, including queue management and reconciliation [5] - The risk management and emergency response section emphasizes the establishment of emergency mechanisms and backup systems for CIPS operators and participants [5] - The appendix requires CIPS operators to create operational guidelines and agreements with participants, as well as to establish message standards [5]