两部门印发！今年基本养老金上调2%

Core Viewpoint - The article discusses the adjustment of basic pensions for retirees in China, effective from January 1, 2025, with an overall increase of 2% based on the average monthly basic pension of retirees by the end of 2024 [3]. Group 1: Pension Adjustment Details - The adjustment is based on various factors, including price changes and wage growth, to determine a reasonable pension adjustment ratio [4]. - Each province is required to develop specific implementation plans to ensure timely distribution of the increased pensions to retirees [5]. - The adjustment method combines fixed amount increases, linkage adjustments based on individual contributions, and appropriate tilting towards lower-income groups [7][12]. Group 2: Focus on Low-Income Groups - The current pension adjustment emphasizes support for middle and low-income retirees, ensuring that those with lower pension levels receive more significant increases [6][7]. - The adjustment mechanism includes a fixed increase for all retirees in the same region, reflecting fairness, while also linking adjustments to individual contribution history [12]. Group 3: Financial Stability and Support - The pension fund's income for urban employees in 2024 is projected at 7.5 trillion yuan, with expenditures at 6.8 trillion yuan, indicating a balanced budget with a slight surplus [13]. - Central government support has increased, with a fund transfer of 271.6 billion yuan in 2023 to assist provinces facing difficulties in pension payments [13]. - The cumulative surplus of the urban employee pension fund is expected to reach 7.1 trillion yuan by 2024, alongside a strategic reserve of over 2.6 trillion yuan in the national social security fund [13].