事关稳定币，多地紧急提醒

Core Viewpoint - The concept of "stablecoins" is gaining significant attention as the Hong Kong "Stablecoin Regulation" approaches its effective date on August 1, but it is also being exploited by criminals for illegal activities such as fraud and illegal fundraising [1][4][10]. Group 1: Regulatory Warnings - Multiple regulatory bodies, including those in Zhejiang, Shenzhen, Beijing, Suzhou, Chongqing, and Ningxia, have issued warnings about the misuse of stablecoins for illegal fundraising and financial fraud [1][4][9][10][12]. - The Zhejiang Provincial Financial Management Bureau specifically highlighted that illegal institutions are using terms like "financial innovation" and "digital assets" to lure the public into high-risk investments [1][4]. - The warnings emphasize that any institution or individual must not engage in fundraising activities without proper authorization from national financial management departments, as illegal fundraising is strictly prohibited [2][9]. Group 2: Characteristics of Illegal Activities - Illegal fundraising schemes often involve entities lacking the necessary qualifications to publicly solicit funds, which is a significant red flag for potential investors [6][9]. - These schemes typically employ complex and emerging concepts such as "stablecoins," "DeFi," and "Web3.0" to create confusion and mislead investors [6][9]. - Common tactics include making exaggerated claims of guaranteed returns and high fixed income, exploiting the public's desire for high yields [6][7]. - The operational model of these schemes often relies on a "Ponzi" structure, where funds from new investors are used to pay returns to earlier investors, posing a substantial risk of loss if the scheme collapses [6][9]. Group 3: Public Awareness and Precautions - The public is urged to remain vigilant and skeptical of any investment opportunities promising high returns, as these often come with significant risks [5][7]. - Consumers are encouraged to develop a rational investment mindset and enhance their risk awareness to protect their financial interests [2][5]. - Reports indicate that virtual currencies do not hold the same legal status as fiat currencies, and engaging in virtual currency transactions can expose individuals to legal risks [9][12].