21世纪经济报道·2025-07-17 03:06Core Viewpoint - The case of 250 million yuan in deposits disappearing from the Industrial and Commercial Bank of China (ICBC) Nanning branch has raised significant legal and ethical questions regarding the bank's responsibility and internal controls [1][4][5]. Group 1: Case Background - The incident involves ICBC Nanning branch employee Liang Jianhong, who allegedly misled clients into making large deposits under false pretenses, promising additional returns to intermediaries [5][6]. - Liang Jianhong is reported to have stolen approximately 253 million yuan from 28 victims, with around 120 million yuan still unreturned after partial repayments [6]. Group 2: Legal Proceedings - The court hearings have seen both sides present evidence, with the plaintiffs arguing that the bank failed in its duty to ensure the security of customer funds due to internal control failures [4][6]. - The bank's defense claims that the losses were due to criminal actions by Liang and that they had complied with all necessary procedures, including risk disclosures on deposit slips [4][8]. Group 3: Bank's Position - ICBC Nanning branch maintains that the loss of 250 million yuan is attributed to individual criminal behavior rather than any systemic failure within the bank [7][8]. - The bank emphasizes its commitment to lawful operations and the protection of customer rights, asserting that the victims were lured by illegal high-interest offers [8].