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Core Viewpoint - The article discusses the recent approval by the Hebei Financial Regulatory Bureau for Hengshui Bank to change its registered capital and raise funds through the issuance of 600 million shares, highlighting a trend of capital replenishment among local banks in Hebei to strengthen their financial stability and support the real economy [1][3][7]. Summary by Sections Capital Increase of Hengshui Bank - Hengshui Bank has received approval to raise 600 million shares as part of its capital increase plan, with strict regulations on the qualifications of shareholders and the sources of investment funds [3]. - The bank, established in 2009, has undergone several transformations and is a local joint-stock commercial bank [3]. Transparency Issues - There are concerns regarding the transparency of Hengshui Bank's financial reports, as its 2024 annual report is encrypted, and previous reports from 2023, 2019, and 2018 are inaccessible [4][5]. - According to regulations, commercial banks are required to ensure that annual reports are easily accessible to the public [5]. Broader Context of Capital Increases in Hebei - Other local banks in Hebei, such as Baoding Bank and Zhangjiakou Bank, are also engaging in capital increases, indicating a regional trend [7][8]. - Baoding Bank has recently completed multiple rounds of capital increases, significantly increasing its registered capital and changing its ownership structure to a state-controlled entity [8][9]. - The increase in registered capital is seen as essential for enhancing banks' risk resilience, expanding business operations, and improving compliance with regulatory requirements [9].