特朗普签署稳定币相关法案

Core Viewpoint - The article discusses the recent signing of the "Guidance and Establishment of the U.S. Stablecoin National Innovation Act" by President Trump, marking the establishment of a regulatory framework for digital stablecoins in the U.S. This move is part of a broader strategy to maintain the dominance of the U.S. dollar in the global monetary system and to enhance the influence of the U.S. in the digital currency space [1][6][9]. Legislative Progress - On June 17, the U.S. Senate passed the "Genius Act" with a vote of 68 to 30, marking the first major approval of cryptocurrency legislation in the Senate [2][3]. - On July 17, the U.S. House of Representatives passed three bills related to stablecoins and digital currencies [2][4][5]. Key Features of the "Genius Act" - The act aims to create a regulatory framework for stablecoins that are pegged to the U.S. dollar, requiring them to be backed by liquid assets such as U.S. Treasury bills and mandating monthly disclosures of reserves by issuers [3][8]. Purpose of Promoting Stablecoins - The U.S. government aims to maintain its dominance in the global monetary system by promoting stablecoins, which are seen as a way to leverage the existing strength of the U.S. dollar in the digital currency space [9][10]. - Stablecoins have become a significant part of cryptocurrency transactions, with over 90% of Bitcoin transactions settled through USDT/USDC, and they serve as a "digital safe-haven asset" in emerging markets [9][10]. Market Growth and Projections - The stablecoin market has grown rapidly, from a valuation of $20 billion in 2020 to approximately $247 billion currently, with projections suggesting it could reach $3.7 trillion by 2030 [8][9]. Challenges and Concerns - There are concerns regarding the ability of stablecoins to maintain the attractiveness of the U.S. dollar, especially if the dollar's credibility declines [11]. - The article highlights ongoing domestic controversies regarding the "Genius Act," with some lawmakers questioning its adequacy in protecting consumers and national security [13][14]. Criticism of Stablecoins - The Bank for International Settlements has criticized stablecoins for their poor performance as widely usable currencies, citing issues such as anonymity, rapid redemption risks, and potential threats to monetary sovereignty [15][16][18].