鼓励直补购房首付，成都出台17条重磅楼市新政

Core Viewpoint - Chengdu has introduced 17 new policies to stabilize the real estate market, responding to central government directives and adapting to local market conditions and buyer needs [1]. Group 1: Policy Measures - The new measures focus on four main areas: improving supply quality, meeting diverse demands, revitalizing existing stock, and leveraging the housing provident fund [1]. - The policies encourage local districts to adopt direct subsidies for down payments, marking a significant innovation in financial support for homebuyers [3]. - The measures promote urban renewal, including the renovation of urban villages and dilapidated housing, and expand the "housing ticket" system for compensation and relocation [4]. Group 2: Education and Housing Demand - The policies support conditional districts to allow guardians of school-age children to purchase new residential properties, facilitating school enrollment based on purchase contracts [5]. - This approach aims to stimulate housing demand by simplifying the process of securing school placements for families [5]. Group 3: Market Regulation Adjustments - The measures include a phased cancellation of housing sales restrictions, allowing properties purchased before October 14, 2024, to be listed for sale after obtaining property certificates [7][8]. - This adjustment is expected to activate the secondary market and meet the demand for improved housing options [7]. Group 4: Housing Provident Fund Adjustments - The policies enhance housing provident fund loan support, linking loan amounts to deposit balances and reducing the down payment for second homes from 30% to 20% [9]. - Additionally, the measures lower the entry barriers for flexible employment individuals to participate in the provident fund system, facilitating easier access to loans [9].