成都，重磅发布！分批取消住房限售政策

Core Viewpoint - Chengdu has introduced 17 new real estate policies aimed at stabilizing the housing market and promoting consumption, including the gradual cancellation of housing sales restrictions and adjustments to housing provident fund loan requirements [1][4][12]. Group 1: Policy Details - The new policies include a phased cancellation of housing sales restrictions, allowing properties purchased before October 14, 2024, to be traded after obtaining property certificates starting from July 21, 2025 [4][9]. - The minimum down payment ratio for second home provident fund loans has been reduced from 30% to 20% [6][12]. - The policies encourage local districts to implement direct subsidies for home purchases and optimize existing real estate support measures [4][5]. Group 2: Market Implications - The new measures are seen as a significant step in implementing the central urban work conference's spirit, providing insights for stabilizing the real estate market in the second half of the year [2][9]. - The phased approach to lifting sales restrictions is designed to activate the existing market while ensuring fairness and preventing speculative behavior [9][10]. - The introduction of direct subsidies for down payments is viewed as a financial innovation that will facilitate home purchase funding and stimulate demand [11][12]. Group 3: Housing Provident Fund Adjustments - The policies aim to enhance the effectiveness of the housing provident fund system by linking loan amounts to deposit balances and reducing the minimum contribution period for loan applications from 12 months to 6 months [6][7][12]. - The scope of provident fund usage has been expanded to include the updating of old elevators in residential complexes, allowing for more flexible access to funds [7].