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既害怕追高又担心踏空,这类基民该怎么办?
天天基金网·2025-07-21 11:33

Core Viewpoint - The article discusses the recent stable performance of the A-share market, highlighting that all 31 Shenwan first-level industries recorded positive returns from June 23 to July 18, indicating a structural bull market where holding any sector would yield profits [1] Group 1: Market Performance - The TMT sector, particularly telecommunications and computers, led the gains, while defense, military, and biomedicine also performed well in the growth sector [1] - High-dividend sectors, especially steel, showed strong performance [1] - The ChiNext Index outperformed the ChiNext Composite Index, indicating a potential structural bull market where certain sectors may not outperform the overall market [1] Group 2: Investor Psychology - Investors often experience anxiety about market uncertainty, fearing both missing out on gains and the risk of buying at high prices [2][3] - This anxiety reflects a growing awareness among investors, marking a step towards maturity in investment behavior [2] Group 3: Investment Strategies - The article suggests three levels of construction to address the conflicting emotions of fear and opportunity in investing [2] - The first level emphasizes psychological adjustment, advocating for acceptance of imperfection in market predictions and focusing on building a diversified investment portfolio [3][4] - The second level discusses the importance of asset allocation, recommending a mix of equity and bond investments to smooth out volatility and enhance returns [5][6] - The third level stresses the significance of position sizing and risk management, advising investors to maintain a portion of cash to manage potential market pullbacks effectively [7][8]