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Core Viewpoint - The article highlights a new scam targeting elderly individuals, where fraudsters use counterfeit bank cards claiming to be for government subsidies, leading to significant financial loss and personal information theft [1][4]. Group 1: Case Review - A 70-year-old man was deceived into believing he had a balance of over 400 million yuan on a counterfeit bank card labeled "XX Bank" and "Precision Poverty Alleviation" [1][4]. - The card was sent by an unknown company, which claimed it was a "special card for pension subsidies" and required the elderly man to pay over 1,000 yuan for "activation fees" and "insurance" [4][8]. - The fraudsters used a fake app to show the victim a fictitious balance and enticing gifts, which led him to visit the bank to withdraw money [4][7]. Group 2: Characteristics of the Scam - The scam involves creating fake bank cards with government project logos, disguised as "subsidy cards" or "welfare cards" [5]. - Fraudsters request fees under the guise of "activating the card" or "service charges" [6]. - A fraudulent app is used alongside the fake card to fabricate account balances and gifts, enhancing the scam's credibility [7]. - Personal information is extracted from victims to facilitate further scams [8]. Group 3: Police Warnings - Legitimate bank cards must be obtained in person at a bank; any card received by mail is likely a scam [10]. - Any card that requires payment before use is a clear indication of fraud [11]. - Individuals are advised to verify suspicious cards with their bank or report to authorities immediately [12].