存了35万元取款时账户余额为0？市民把银行告了，法院：银行越过司法程序擅自扣划行为违法，判还超额部分并赔偿利息！

Core Viewpoint - The article discusses a case where a bank unlawfully deducted 350,000 yuan from a customer's account to repay debts, resulting in a court ruling that the bank must compensate the customer for the full amount [1] Group 1 - The incident highlights the risks associated with bank practices regarding customer funds and the importance of regulatory oversight [1] - The court's decision emphasizes the legal protections for consumers against unauthorized transactions by financial institutions [1] - The case may prompt increased scrutiny of banking practices and potentially lead to reforms in how banks handle customer accounts and debt repayments [1]