男性延至68岁，女性延至63岁！

Core Viewpoint - The article discusses the adjustment of housing provident fund loan policies across various regions in China, particularly focusing on extending the age limit for borrowers, aligning with the national retirement policy. Group 1: Policy Adjustments in Different Regions - Shandong Province plans to extend the housing provident fund loan maturity age limit to 68 years for men and 63 years for women, or five years after the statutory retirement age [2] - Zhengzhou is seeking public opinion on adjusting the age limit for housing provident fund loan borrowers, with a proposed extension to 68 years for men and 63 years for women [4][5] - In Jiangmen, Guangdong Province, the housing provident fund loan management measures have been revised to allow loans until the age of 68 for men and 63 for women, effective from April 1, 2025 [7][8] - Qingdao has announced similar adjustments, with the loan maturity age limit set at 68 years for men and 63 years for women, effective from March 27, 2025 [10][11] - Kunming has also implemented changes, allowing loan maturity up to 68 years for men and 63 years for women, effective from March 24, 2025 [13][14] - In Xi'an, the age limit for housing provident fund loan borrowers has been adjusted to not exceed the statutory retirement age plus five years [16][17] - Harbin has extended the maximum age for loan applicants to 68 years for men and 63 years for women, effective from January 1, 2025 [19] - Beijing has set the maximum age limit for housing provident fund loan borrowers at 68 years, effective from January 1, 2025 [21][22][23] - Chongqing has optimized its housing provident fund policies, extending the loan maturity age limit to 68 years for men and 63 years for women, effective from January 1, 2025 [25] Group 2: Common Features of Policy Adjustments - The adjustments across various regions generally extend the age limit to 68 years for men and 63 years for women [30] - A dual constraint mechanism of "statutory retirement age + 5 years" has been established [30] - The changes are synchronized with the national policy on delayed retirement [30]