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证券时报·2025-07-31 12:35

Core Viewpoint - The article emphasizes the Chinese government's commitment to advancing the "Artificial Intelligence +" initiative and implementing personal consumption and service industry loan interest subsidy policies to stimulate economic growth and enhance market vitality [1][3][5]. Group 1: "Artificial Intelligence +" Initiative - The government aims to deeply implement the "Artificial Intelligence +" initiative, promoting large-scale commercial applications of AI across various sectors, fostering a virtuous cycle of innovation and application [2][5]. - The initiative includes optimizing the AI innovation ecosystem by strengthening computing power, algorithms, and data supply, increasing policy support, and enhancing talent development [5]. - The AI industry in China is projected to exceed 700 billion yuan by 2024, maintaining a growth rate of over 20% for several consecutive years [6]. Group 2: Loan Interest Subsidy Policies - The implementation of personal consumption loan and service industry loan interest subsidy policies is expected to lower credit costs for residents and financing costs for service industry entities, thereby stimulating consumption potential and enhancing market vitality [3][9]. - The policies are designed to leverage fiscal and financial collaboration to improve the efficiency of fund utilization and ensure that financial resources are effectively allocated [9][12]. - The Ministry of Finance has indicated that these subsidy policies will have a leveraging effect on consumption, enhancing demand for end products and improving public service supply capabilities [12].