支持多子女家庭购房,多地发布新政
证券时报·2025-07-31 11:37

Core Viewpoint - Beijing and Liuyang have introduced policies to support multi-child families in purchasing homes, including increased housing provident fund loan limits and adjustments in housing credit policies [1][3][4][5][7]. Group 1: Beijing's Policy Measures - On July 31, Beijing proposed 15 measures to enhance the support for multi-child families, focusing on improving housing support policies [3]. - The housing provident fund loan limit for multi-child families can be increased by up to 400,000 yuan, with maximum loan limits for first and second homes set at 1.6 million yuan and 1 million yuan respectively after the increase [4]. - Multi-child families can extract provident fund based on actual rent paid without being limited by monthly contributions [3]. Group 2: Liuyang's Policy Measures - Liuyang's new real estate policy allows families with two or more children to have their existing housing counted as one less when purchasing new homes, effectively easing credit policies [6][7]. - The maximum loan limit for families having a second or third child is increased by 20% and 30% respectively for purchasing new homes [7]. - Liuyang also introduces a tax reduction on property transactions and offers a subsidy for home purchases, providing 60% of the actual paid deed tax as a rebate [6][8].