急急急！手里的纯债跌了，该如何调理？

Core Viewpoint - The article emphasizes the importance of maintaining a long-term perspective when investing in pure bond funds, even during periods of market volatility, and suggests strategies for managing investments in both bond and equity markets [2][5][17]. Group 1: Market Volatility and Bond Funds - The article discusses the recent decline in pure bond funds, which are typically considered low-risk investments, highlighting that both stock and bond markets are subject to volatility [2][4]. - It presents data showing that the China Bond Index has had a cumulative increase of 27.27% over the past five years, with an annualized volatility of only 1.48% and a maximum drawdown of 2.01%, indicating the low volatility characteristic of bond assets [5]. - The article encourages investors to adopt a long-term mindset and not to panic sell their bond funds during short-term fluctuations [5][17]. Group 2: Market Dynamics and Investor Behavior - The article notes that the A-share market has been performing well, with the Shanghai Composite Index surpassing 3600 points, while the bond market has been under pressure due to rising yields and investor sentiment shifting towards equities [8]. - It highlights the "see-saw" effect between stock and bond markets, where funds tend to flow towards the more profitable asset class, leading to redemption pressures on bond funds [8][9]. - Investors are advised to carefully consider their risk tolerance and the appropriateness of their asset allocation before making decisions to switch from bond funds to equity investments [9]. Group 3: Strategies for Investment Allocation - The article introduces the "Fixed Income +" strategy, which allows investors to combine both equity and bond assets, thus avoiding the dilemma of choosing between the two [11][12]. - It compares the performance of Fixed Income + funds with pure bond funds, indicating that Fixed Income + funds have shown better performance in a rising equity market while maintaining lower volatility compared to pure equity funds [13]. - The article suggests that investors can benefit from dynamic adjustments in their portfolios through Fixed Income + funds, which can help capture opportunities in both markets without the stress of frequent reallocation [14][15].