支持多子女家庭购房，多地发布新政！

Core Viewpoint - Multiple regions in China are implementing new policies to support families with multiple children in purchasing homes, aiming to alleviate housing costs and promote a family-friendly environment [1][2][4]. Summary by Sections Beijing's Policy Initiatives - On July 31, Beijing proposed measures to enhance support for families with multiple children in home purchases, including increasing housing provident fund loan limits [2][3]. - The policy includes 15 measures across four areas, focusing on improving housing support and increasing the supply of affordable housing for families with more children [3][4]. - The maximum loan limit for families with multiple children can increase by up to 400,000 yuan, with the new limits for first and second homes set at 1.6 million and 1 million yuan respectively [4]. Hunan's Luoyang Measures - Luoyang's new real estate policy includes measures to support families with two or more children, such as reducing the count of existing homes when applying for new purchases [6][7]. - Families having a second or third child can see their housing provident fund loan limits increased by 20% and 30% respectively when purchasing new homes [7]. - The policy also introduces a tax reduction for home purchases and a subsidy for those buying new homes, effective from August 1, 2025 [6][8]. Broader Implications - The overall trend indicates a significant shift in housing policies across various regions, with approximately 180 adjustments made this year, 80 of which specifically target families with multiple children [2][4]. - The measures aim to reduce the financial burden of raising children and encourage a more family-friendly society [5].