厦门银行，再添副行长！一季度营收、净利润“双降”

Core Viewpoint - Xiamen Bank has appointed Zhang Qiufa as the new vice president, with his qualifications recently approved by the regulatory authority, indicating a strategic move to enhance leadership in retail banking [2][4]. Group 1: Appointment of Zhang Qiufa - Zhang Qiufa, born in November 1976, has extensive experience in retail banking, having held various senior positions at Industrial Bank [5]. - His appointment was approved after a board decision on May 12, 2023, and the approval from the regulatory authority came approximately two and a half months later [4][6]. Group 2: Financial Performance - Xiamen Bank reported a revenue of 5.759 billion yuan for 2024, a year-on-year increase of 2.79%, but the net profit attributable to shareholders decreased by 2.61% to 2.594 billion yuan, indicating a situation of "increased revenue but decreased profit" [7][8]. - In the first quarter of 2024, the bank's revenue fell by 18.42% to 1.214 billion yuan, and net profit dropped by 14.21% to 645 million yuan [8]. - Xiamen Bank is the only bank among 42 A-share banks to experience a year-on-year decline in loan volume, with total loans and advances decreasing from 209.7 billion yuan in 2023 to 205.46 billion yuan in 2024 [8]. Group 3: Regulatory Issues - The bank faced regulatory penalties in 2024, including a fine of 400,000 yuan for improper sales of financial products and a notification regarding illegal collection of personal information by its corporate banking app [8].