Core Viewpoint - The article emphasizes the role of technology in enhancing financial services and social responsibility, showcasing how digital finance can empower individuals and improve their lives through innovative solutions [1][3][20]. Group 1: ESG and Financial Innovation - 2024 is a pivotal year for ESG standardization in China, with new guidelines issued by the Ministry of Finance and other departments to enhance corporate sustainability disclosures [3]. - The central financial work conference highlights the importance of financial services in supporting high-quality economic and social development, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance [3]. - The chairman of the company asserts the commitment to integrating stable business operations with long-term social responsibility, aiming to enhance inclusive financial service efficiency through technological innovation [3][5]. Group 2: Technological Advancements - The company has invested a total of 4.79 billion yuan in research and development, leading to over 100 domestic and international standards being established [5]. - The company ranks seventh globally in patent innovation in the financial model sector, showcasing its technological prowess alongside top global financial institutions [6][5]. - The introduction of the "Tianjing" retail financial model has evolved to version 3.0, enhancing risk control capabilities through over 2,000 risk control data models [7]. Group 3: Social Impact Initiatives - The "Fuhuiyang" smart farming project has significantly improved management efficiency for farmers, increasing chicken output rates by 3% and reducing overall breeding costs by over 15% [9]. - The emotional support robot "Peipei" has been deployed in welfare institutions, providing companionship and addressing the needs of the elderly through advanced AI technology [12][14]. - The "Yili Job" platform has connected over 317,000 new citizens with job opportunities, demonstrating the company's commitment to social welfare and employment support [14]. Group 4: Environmental Responsibility - The company has implemented a carbon reduction strategy, achieving a reduction of 259.05 million tons of carbon emissions, equivalent to the annual CO2 absorption of approximately 1.439 billion mature trees [15]. - The "Mǎshàng Lǜzhōu" platform has attracted over 4.09 million users to open personal carbon accounts, promoting a low-carbon ecosystem [16]. Group 5: Security and Consumer Protection - The company has established a comprehensive risk management framework to address challenges in financial security, including the formation of the AIF alliance to combat financial crime [18]. - A robust consumer protection system has been integrated into the company's governance structure, ensuring comprehensive rights protection for over 200 million users [19].
十年普惠路，科技筑未来 ：马上消费2024年ESG报告发布
21世纪经济报道·2025-08-03 23:57