北京：符合条件家庭五环外不再限制购房套数

Core Viewpoint - The article discusses the recent policy adjustments in Beijing's real estate sector aimed at optimizing housing purchase conditions and increasing support for homebuyers, particularly focusing on the housing provident fund system [2][3]. Group 1: Policy Changes on Housing Purchases - The new policy allows eligible families to purchase an unlimited number of homes outside the Fifth Ring Road in Beijing, enhancing the ability to meet housing improvement needs and promote work-life balance [3]. - The existing purchase restrictions for families within the Fifth Ring Road remain unchanged, with local residents allowed to buy up to two homes and non-local residents with a minimum of three years of social insurance or income tax payments allowed to buy one home [3]. Group 2: Enhancements to Housing Provident Fund Support - The policy expands the scope of first-time homebuyer loans, reclassifying certain previously recognized second-home loans as first-home loans, which can significantly reduce down payment requirements and monthly payments [4]. - The maximum loan amount for second-home buyers has been increased from 600,000 yuan to 1,000,000 yuan, with additional loan amount increases available for those meeting specific criteria [4]. - The annual loan limit per year of provident fund contribution has been raised from 100,000 yuan to 150,000 yuan, allowing borrowers to qualify for loans more quickly [5]. - The policy facilitates the simultaneous withdrawal of provident funds for down payments while applying for loans, streamlining the purchasing process for new homes [5].