强制全民社保，大概率只是个开始

Core Viewpoint - The new social security regulation, effective from September 1, mandates that any agreement to not pay social security is invalid, indicating a shift towards compulsory social security for all [6][8]. Summary by Sections Social Security Changes - The recent social security regulation emphasizes that not paying social security is no longer an option, reflecting a potential beginning of mandatory social security for everyone [6][8]. Understanding Social Security - Social security serves to balance short-term and long-term interests, where individuals must sacrifice part of their current income for future benefits [9][18]. - The calculation of social security contributions reveals that when a company pays 13,270 yuan, the employee only receives 8,152.5 yuan after deductions [10][13]. Demographic Challenges - The changing population structure is putting pressure on the social security system, with an increasing elderly population and a decreasing working-age population [14][17]. - The old-age dependency ratio in China is projected to rise, with 22.8% of the working population supporting 20% of the elderly by 2024 [19]. Pension Models - Global pension systems are primarily divided into "pay-as-you-go" and "fund accumulation" models, each with its advantages and disadvantages [20][22]. - The current pension system in China combines elements of both models, but it still faces challenges due to demographic shifts [22][23]. Societal Implications - The necessity for social security arises from the potential consequences of widespread poverty among the elderly, which could lead to social instability [23][25]. - The implications of mandatory social security will affect businesses and employees alike, potentially increasing labor costs and impacting competitiveness [25].