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Core Viewpoint - The article discusses the draft management measures for customer due diligence and the preservation of customer identity information and transaction records by financial institutions, aimed at preventing money laundering and terrorist financing activities [1][2]. Group 1: Regulatory Changes - The People's Bank of China, the National Financial Regulatory Administration, and the China Securities Regulatory Commission have drafted a management measure to enhance customer due diligence and record-keeping practices [1]. - The draft does not include the previous requirement for individuals to register the source of funds for cash withdrawals exceeding 50,000 RMB [1]. Group 2: Customer Due Diligence Requirements - Financial institutions are required to conduct customer due diligence for one-time financial services involving transactions over 50,000 RMB or equivalent to 10,000 USD [1]. - Institutions must collect and retain basic customer identity information and copies of valid identification documents [1]. Group 3: Record Preservation - The management measures stipulate that customer identity information and transaction records must be preserved for at least 10 years after the end of the business relationship or transaction [1]. - Financial institutions are encouraged to gradually implement electronic methods for storing customer identity information and transaction records [1].