核减贷款次数、降低首付比例、支持物业费提取……苏州发布住房公积金新政

Core Viewpoint - Recent housing provident fund policies in multiple cities aim to lower the cost of home buying and enhance the purchasing power of buyers, with expectations for further optimization in the future [2]. Group 1: Suzhou Housing Provident Fund Policy - On August 12, Suzhou announced new policies for housing provident funds, including reducing the down payment ratio to 15% for eligible families and allowing for the deduction of loan counts for families who have sold their previous homes [1][4]. - The policy expands the scope for withdrawing housing provident funds for serious illnesses and allows for the withdrawal of funds to pay property management fees [1][9]. - The new policy will take effect on September 1, and it includes provisions for families to apply for fund withdrawals under specific conditions [4][9]. Group 2: Beijing Housing Provident Fund Policy - On August 8, Beijing introduced new policies to enhance housing provident fund support, including optimizing the recognition standards for first-time homebuyers and increasing the loan limits for second homes [11][12]. - The maximum loan amount for second homes has been raised from 600,000 to 1,000,000 yuan, with additional allowances for green buildings and families with multiple children [13][14]. - The annual loan limit based on provident fund contributions has increased from 100,000 to 150,000 yuan, reducing the time required for borrowers to qualify for loans [14][15].