司法解释可否加一条：企业破产避免夫妻连带责任

Core Viewpoint - The article discusses the significant progress in China's legal framework for private enterprises, particularly with the implementation of the Private Economy Promotion Law and the Supreme Court's guiding opinions, which aim to address the challenges faced by private entrepreneurs and improve the business environment [4][22]. Group 1: Challenges Faced by Private Enterprises - Private entrepreneurs often encounter difficulties such as bank loan retraction, delayed payments from clients, and high costs of dispute resolution, leading to a "triangular dilemma" of unfulfilled policy commitments, unstable financing channels, and high dispute resolution costs [4][6]. - A survey indicated that the main challenges for enterprises include insufficient market demand, high costs, unfavorable policy environments, and unfair treatment in procurement [4][6]. Group 2: Legal Framework Improvements - The implementation of the Private Economy Promotion Law on May 20 aims to alleviate many of the "bottlenecks" and "difficulties" faced by private enterprises, marking a significant legal advancement as private enterprises had not been specifically addressed in major laws before [4][7]. - The Supreme Court's 25 guiding opinions provide a framework for judicial practice, ensuring similar cases are treated consistently, which enhances the quality and efficiency of judicial processes [6][19]. Group 3: Key Aspects of the New Law and Opinions - The law emphasizes fair competition by ensuring that private enterprises have equal rights in the market, which is crucial for breaking down market barriers [7][25]. - It includes provisions for protecting private property rights, particularly intellectual property, thereby reducing personal asset risks for entrepreneurs [7][25]. - The law aims to regulate financial institutions to improve lending conditions and reduce the prevalence of loan retraction, particularly benefiting small and medium-sized enterprises [7][25]. Group 4: Future Considerations - There are calls for establishing a personal bankruptcy system for entrepreneurs to allow for debt restructuring and recovery, which could enhance innovation and entrepreneurship [27][28]. - Simplifying financing guarantee procedures and exploring innovative collateral options could reduce reliance on personal guarantees, thus lowering the barriers for private enterprises to secure financing [27][28].