“双贴息”政策落地，聚焦8类消费行业加大信贷投放力度

Core Viewpoint - The article discusses the implementation of personal consumption loan interest subsidies and service industry operating entity loan interest subsidies as measures to enhance fiscal and financial cooperation, aiming to lower credit costs for residents and businesses, boost consumption, and facilitate economic circulation [6][10]. Group 1: Policy Implementation - The new policies are designed to amplify the multiplier effect of public funds and expand the coverage of fiscal policies [6]. - The "double interest subsidy" policy will last for one year, with evaluations to determine potential extensions or adjustments after its expiration [9]. - The policies aim to support reasonable borrowing needs and genuine consumption behaviors, excluding any non-consumption-related or arbitrage activities [12]. Group 2: Financial Mechanism - The interest subsidy mechanism is expected to leverage public funds to attract more financial resources into the consumption sector, potentially generating a 100-fold increase in loan funds for consumer spending from a 1% subsidy [10][11]. - The policies are designed to work in conjunction with existing consumer replacement subsidy policies, creating a synergistic effect that enhances consumer benefits [13][14]. - Financial regulatory authorities will incorporate the execution of these subsidy policies into their daily oversight to ensure they effectively reach consumers and businesses [15].