Group 1 - The global supply chain is undergoing rapid restructuring, with many companies reconfiguring their production bases. China, as a manufacturing hub, faces pressure for industrial upgrades, which also presents opportunities for technological innovation, particularly in high-end manufacturing, green energy, and the digital economy [1] - There is a focus on increasing trade volume by addressing issues such as low invoicing, low taxation, and declining performance metrics. This involves matching high-tech enterprises and small giants with upstream and downstream trading partners to facilitate genuine trade activities, thereby integrating contract flow, capital flow, invoice flow, and logistics flow [3][4] Group 2 - The financing model includes an annual interest rate of 3.6%, with repayment structured as interest-first followed by principal. Companies can borrow between 1 million to 81 million, with no strict requirements on tax invoicing or debt levels. The loan term ranges from 36 to 60 months, and the age of the legal representative must be between 22 and 68 years [6] - Key industries supported include mining, technology, manufacturing, healthcare, and e-commerce, among others. Companies must not have any legal cases or economic disputes [6] - The application process involves submitting documentation for review, with results available within two hours. Upon approval, companies must submit the four flows (invoice flow, capital flow, logistics flow, contract) for bank processing, which typically takes 20-25 working days for disbursement [6]
外贸银行扩大贷款规模!渣打银行融资企业贷,最高8100万
商业洞察·2025-08-13 09:24