多地陆续暂停汽车置换补贴

Core Viewpoint - Recent announcements from various provinces in China have led to the suspension of automobile replacement subsidy applications, raising significant attention. However, scrap vehicle replacement subsidies remain available, and a new personal consumption loan interest subsidy policy is set to be implemented, which includes the automotive sector [3][5]. Group 1: Policy Changes - Guizhou Province announced the cancellation of the "old car replacement for purchasing used cars" policy effective from June 22, 2025. Consumers who completed their transactions before this date can still apply for subsidies until June 30, 2025 [5]. - Several cities in Hunan Province, including Changsha and Yueyang, have fully stopped automobile replacement subsidies since July 31, 2025, meaning purchases made after this date will not qualify for subsidies [5]. - As of August 13, 2025, Henan Province has suspended all automobile replacement subsidy applications, with cities like Luoyang halting applications as early as June 12, 2025 [5]. Group 2: New Policies - A new personal consumption loan interest subsidy policy will be implemented starting September 2025, covering various consumer expenditures, including car purchases and home renovations. This policy allows for interest subsidies on loans used for consumption [6]. - For single loans under 50,000 yuan, the interest subsidy will be calculated based on the actual amount borrowed. For multiple loans at the same institution, the maximum subsidy can reach 1,000 yuan [6]. - For single loans exceeding 50,000 yuan, the subsidy will be capped at 50,000 yuan for calculation purposes, with a maximum total subsidy of 3,000 yuan when combined with smaller loans [6].