Group 1 - Recent announcements from village banks in Zhejiang, Guizhou, and Jilin indicate a reduction in deposit interest rates, with cuts ranging from 10 to 20 basis points [1] - In contrast, several banks have introduced large-denomination time deposit products with annualized interest rates exceeding 2%, attracting market attention [1] - The current trend of deposit rate cuts is primarily driven by small and medium-sized banks, which are adjusting their liability costs in response to declining net interest margins [1] Group 2 - Small and medium-sized banks are encouraged to consider strategies to reduce reliance on high-interest deposits and to develop differentiated products and service systems to enhance their core competitiveness [1][4]
多家中小银行下调存款利率
财联社·2025-08-21 05:16