Core Viewpoint - The article discusses the relaxation of real estate policies in major cities across China in 2025, highlighting various measures aimed at stimulating the housing market and making homeownership more accessible for residents [2][3][5]. Summary by Sections First-tier Cities - Shanghai has implemented policies allowing families to purchase unlimited properties outside the fifth ring, while maintaining existing restrictions within the fifth ring [2]. - Beijing has adjusted its policies to optimize home purchasing conditions, including changes to the public housing fund [3]. Second-tier Cities - Guangzhou has introduced measures to facilitate the conversion of commercial loans to public housing loans [5]. - Hangzhou has completely lifted purchase restrictions, allowing residents to buy homes without qualification checks [6]. Loan and Financing Policies - Public housing fund policies have been upgraded, allowing for increased loan limits for green buildings and supporting down payment withdrawals [4][6]. - In various cities, the first home loan interest rates have been reduced to below 3.0%, and tax exemptions have been expanded [8][12]. Subsidies and Support - Many cities are offering subsidies for families with multiple children, with amounts reaching up to 120,000 for certain households [13][21]. - There are also incentives for selling old homes and purchasing new ones, including a 1% subsidy on the total price of new homes [14][20]. Overall Market Impact - The overall trend indicates a significant shift towards easing restrictions and providing financial support to boost the real estate market, reflecting a proactive approach to address housing affordability and stimulate economic growth [2][3][5].
上海发布楼市沪六条!一图看懂各地如何为楼市“松绑”
天天基金网·2025-08-25 11:06