2025年中国保险公司市场价值排行榜

Core Viewpoint - The market value of insurance companies reflects not only their current operational performance but also their future development potential, driven by economic growth, increasing insurance awareness, and improved industry regulation [1]. Group 1: Market Value Rankings - The article presents the 2025 market value rankings of 173 insurance companies in China, showcasing their market positions and value performance [2][3]. - The total market value of the listed insurance companies amounts to 88,202.23 billion [8]. Group 2: Pricing Model - The rankings are based on the Insurance Company Pricing Model (ICPM), which applies the Equity Asset Pricing Model (EAVM) to assess the market value of insurance companies [9]. - The ICPM considers various factors such as financial status, management quality, competitive advantages, profitability, growth potential, brand influence, and risk management capabilities [9]. Group 3: Industry Trends - Digital transformation is accelerating in the insurance industry, with companies investing in technologies like big data, AI, and blockchain to enhance operational efficiency and customer experience [11][13]. - The health and pension insurance markets are experiencing significant growth due to aging populations and rising health awareness, leading to increased demand for diverse and personalized insurance products [14]. - Stricter regulatory measures are promoting industry standardization, enhancing risk management, and encouraging consolidation among companies [15]. - Green insurance is gaining traction as a financial tool supporting environmental protection and sustainable development, with companies developing products that provide risk coverage for green initiatives [16]. Group 4: Uses of Rankings - The rankings serve multiple purposes, including reference for investors in secondary and primary markets, valuation during mergers and acquisitions, and assessment of management performance by company boards [18].