Core Viewpoint - Shenzhen has rapidly transformed from a small town into a modern metropolis, achieving a GDP of 3.68 trillion yuan and a population of nearly 18 million, driven by the dual-zone strategy and the integration of finance and technology [1] Financial Landscape - By mid-2025, Shenzhen has established a credit structure with technology and inclusive loans totaling 2 trillion yuan each, and green and digital economy loans reaching 1 trillion yuan each, ranking among the top cities in China [2] - China Construction Bank (CCB) Shenzhen Branch has recognized the value of technology finance in promoting innovation and industrial upgrades, aligning with the dual-zone strategy to support the real economy [2] Infrastructure Development - CCB has a long-standing mission to support national infrastructure projects, having been involved in significant projects like the Daya Bay Nuclear Power Plant and the Guangzhou-Shenzhen Railway [3][6] - Recent projects financed by CCB include the Ma Wan Power Plant upgrade and various major infrastructure projects in the Greater Bay Area, enhancing energy supply and logistics [7][9] Support for Technology Industry - Shenzhen has become a technology hub with a strong semiconductor and electronic information industry, crucial for achieving self-sufficiency in manufacturing [11] - CCB has implemented innovative financing models such as public-private partnerships and investment-loan linkages to support high-risk, high-growth startups in the technology sector [11][13] Financial Innovations - CCB has provided significant financial support to technology companies, with over 120 billion yuan in loans to tech firms from early 2025 to July, and a loan balance of nearly 130 billion yuan [15] - The bank has developed a digital financing platform that allows for rapid loan approvals, benefiting over 10,000 tech companies [15][16] Strategic Initiatives - CCB has established a comprehensive organizational structure for technology finance, including a dedicated innovation center and specialized branches to enhance service delivery [17] - The bank has introduced various tailored loan products to improve accessibility for small and micro technology enterprises, supporting their growth [21]
从传统基建到科技金融，深圳特区45周年建行再出发